Looking Ahead Update: Getting Started

What do a day planner,  a batch of mini muffins and a vintage bowl have in common?  They are all things related to my goal of being more on top of my family's budget in 2013. 

 In my last post, I wrote about hoping to get back on track with budgeting and clear up some debt.  My husband got a me a spiffy little day planner for Christmas that I absolutely love.  It is the perfect size and has plenty of room to write in work schedules and appointments, plus my dinner menu and my weekly bill pay plan.  So, starting the last week in December, I got my checkbook in order and organized all our bills into the day planner so that each week I can sit down and pay what needs paying.  I also write in a meal plan for each day's evening meal.  This helps with grocery shopping on a budget and is a huge time saver for me.  It saves time in that I don't sit and try to come up with a meal for supper on my way home from work and also then am not tempted to "swing by" the grocery store on my way home, for a "few" things which never fails to turn into a half hour and $30 because I always get sidetracked.

Love this planner!  Isn't it pretty?

Wednesday before work our mission was to fill up our stash of snacks for lunches.  I did not go to the store that day, but Joey and I were home in the morning and he helped me fill up little baggies with mini muffins (from an 89 cent just add water mix) graham crackers and a pan of granola bars.   I have never made granola bars before but thought it looked kind of cool on Pinterest, so I figured I'd give it a whirl. We also did celery sticks and baby carrots. Making lunches should be a breeze for the rest of the week.  I know that using little baggies seems wasteful and not as cost effective as small reusable containers.  Here's the thing.  I bought the little reusable bowls to put snacks in, but they don't fit very well in her Hello Kitty head-shaped lunch box.  So, I went back to snack baggies. I don't reuse them either. Sorry.

Our week's worth of  snacks: Pan of granola (waiting to be cut into bars), celery & baby carrots, mini muffins, mini graham crackers, mozzarella cheese sticks

There you have it.  My big plans to budget and get all our bills paid on time every month and eat too.  It's not overly complicated or scientific, but it gets the job done.  Besides, I like to make lists. ;)

My cute vintage bowl

Still wondering how the vintage bowl figures into this?  Well, its like this.  Everybody needs a little fun money.  I figure a small amount of play money into the budget for the sake of my own sanity.  Not as much as I'd like, but a little bit anyway.  And with that money this week, I went to Goodwill and bought a cute bowl that I probably didn't need, but liked enough to spend 99 cents on it.  Oh and some more jelly jars.  I always need jelly jars for something or other.  Man I love Goodwill.